Thursday, September 3, 2020

Earth Day Essay

The subject of Earth Day has been secured seriously by the world press over the previous decade. Numerous an evening has been delighted in by a family, holding over the conversation of Earth Day. As of not long ago thought to be untouchable among obliging society, it is yet to get legitimate acknowledgment for establishing the frameworks of majority rule government. Regularly it is viewed as both an assistance and a hinderence to worldwide business endeavors, who are yet to become used to its disombobulating nature. Complex however it is I will presently endeavor to give an exaustive report on Earth Day and its various ‘industries’. Social Factors There is social and institutional association between individuals from any network. When Thucictholous said ‘people just know one thing’ [1] he saw plainly into the human heart. Distinction among individuals, race, culture and society is fundamental on the endurance of our reality, anyway Earth Day brings up the issue ‘why?’ Late idea on Earth Day has been a genuine eye-opener for society from youthful to old. It develops stonger consistently. Financial Factors There has been a lot of conversation in the realm of financial matters, fixated on the estimation of Earth Day. We will look at the Fish-Out-Of-Water model. Taking unique consideration to feature the job of Earth Day inside the immense system which this gives. Oil Costs Earth Day What a breathtaking chart. Clearly oil costs sings a totally different tune. Maybe to institute an adage Earth Dayeconomics will be the trendy expression of theâ century Political Factors No man is an island, yet who cares about politics? Looking at the general perspective on governmental issues held by the poor of the west with those of the east can resemble contrasting. Think about this, spoken at the youthful age of 14 by jazz artist Bonaventure H. Amster ‘Taking a stroll across hot coals will definitely hurt your feet.’ [2] This citation drives me to speculate that he was not used to Earth Day. It says a lot. History discloses to us that Earth Day will consistently be a vote victor, regardless of whether we like it, or not. For what reason did Earth Day go across the street? †To get to the opposite side! Simply my little joke, yet lets trust that Earth Day doesn’t move comparative humorousness in the following decisions. End To finish up, Earth Day marches along man’s roads and man waves back. It fills an opening, attacks where vital and consistently contributes.

Wednesday, August 26, 2020

Nursing Research

Question: Compose a proof based nursing research. Answer: Presentation: Cannabis is a psychoactive medication, which is gotten from Cannabis plant. It drops down the downturn through easing back the going of the messages in the middle of body and cerebrum. Enormous portions of cannabis offer ascent to create stimulating impacts in the human body. Delta-9 tetrahydrocannabinol or THC is the dynamic synthetic in cannabis. Cannabis is devoured in three distinct structures, similar to hash oil, hashish, and maryjane, through eating or smoking (Aspis et al., 2015). In the pot structure, cannabis will be expended through smoking the dried plant in a bong or joint. In hashish structure, the dried plant pitch will be added to the nourishments while preparing or cooking. Some of the time, the hashish is blended in with tobacco and afterward it is devoured through smoking. Hash oils the oil type of cannabis, which is included at the tip of the cigarette while smoking. The impacts of the cannabis will be seen following an hour while eating structure. Notwithstanding , the smoking structure influences the body straight away. Be that as it may, smoking cannabis prompts downsides in the later life. Cannabis is additionally accessible in engineered structure, which has more unfriendly impacts than the first. Therapeutic cannabis alludes to the cannabis, which is endorsed to drop down the indications of certain ailments, similar to, epilepsy, despondency, and so forth it is urgent to have the effect between recreational cannabis and restorative cannabis (Moffitt et al., 2013). Recreational cannabis is utilized to get 'high'. Certain enactment in Australia has encouraged the entrance of therapeutic cannabis to let down certain ailments. Basic evaluation of three papers: As indicated by Schubart et al., (2011) the examination paper Cannabis use at a youthful age is related with insane encounters talks about the use of cannabis and its relationship with maniacal encounters in the early age. Cannabis use is identified with subclinical mental side effects and psychosis. Just because clients, the level of affiliation relies upon age and measurement. This current examination researches about the relationship between beginning age and presentation level with specific profiles of subclinical indications (Schubart et al., 2011). The examination was performed by gathering the cross-sectional information by presenting an online form of the Community Assessment of Psychic Experiences (CAPE) from an example of the youthful grown-up populace. Quantitative examination of cannabis presentation was estimated through the period of essential cannabis age and the measure of Euros went through on cannabis every week. The aftereffect of this investigation shows that in a n example of 17 698 young people, the teenagers who had begun the utilization of cannabis at 12 years old or less, are indicating 10% of insane side effects (Wu et al., 2015). The examination shows that utilizing cannabis at senior stage is connected with subclinical insane indications, and it drops down the other negative effects. Cannabis smoking is expanding three manifestation headings, similar to, burdensome, negative and insane. Hence, subsequent to assessing this exploration paper fundamentally under Research Paper Critical Appraisal Tool, it tends to be said that the examination has concentrated on the point by expressing that use of cannabis is age explicit (Porter Jacobson 2013). This examination has utilized all the esteemed strategy to meet the point. The consequence of the investigation is significant as it centers around the utilization of cannabis and its relationship with crazy encounters in the early age. The aftereffect of this investigation is legitimate as it ver y well may be applied in the nursing study. As indicated by Veling et al., (2008), the exploration paper Cannabis use and hereditary inclination for schizophrenia: a case-control study examines the danger of Cannabis use for schizophrenia. Some portion of the exploration was done trough condition genotype association, and another piece of this examination was done through condition genotype relationship. The examination was done on the relationship between use of cannabis and schizophrenia and the commitment of condition quality connection in that affiliation. The exploration was directed through case-control investigation of first-scene schizophrenia (Veling et al., 2008). Two coordinated benchmark groups are remembered for this case. Between these two gatherings, one is kin, and another is foreigners who have constructed contact with non-mental auxiliary human services administrations. The dissecting was made by expressing that use of cannabis offers ascend to schizophrenia and hereditary inclination for schizophrenia offers ascend to utilization of cannabis. Numerical outcomes express that utilization of cannabis is more regularly as opposed to general medical clinic control and kin. Hence, the examination can b closed by saying that use of cannabis is connected with schizophrenia, yet the relationship of condition genotype isn't found. Thusly, subsequent to evaluating this exploration paper fundamentally under Research Paper Critical Appraisal Tool, it tends to be said that the investigation tended to the target of this examination mostly (Degenhardt et al., 2013). This examination had taken all the legitimate techniques to address this target. The aftereffect of this examination is significant as it states about the use of cannabis and schizophrenia. This outcome is material in the nursing examination to a quit degree. As indicated by Barrowclough et al., (2014) the exploration paper A stage explicit mental treatment for individuals with hazardous cannabis utilize following the principal scene of psychosis: a randomized controlled preliminary examines the use of cannabis among the psychosis individuals. The use of the cannabis among the individuals with the primary scene of psychosis indicated the most exceedingly awful outcomes. The developments to diminish the Consumption of cannabis are ineffectual, and it requires an extensive stretch. The examination was led among 110 members with one of the three conditions, for example standard consideration, a long persuasive talking - intellectual social treatment (MI-CBT) intercession with standard consideration and a short inspirational meeting and psychological conduct treatment (MI-CBT) mediation with standard consideration from an early mediation administration (Barrowclough et al., 2014). The outcome demonstrated that neither the brief nor the all-en compassing intercessions indicated the advantages in regards to decreasing the sum and recurrence of cannabis use. These mediations are not improving the clinical results, similar to backslide, emergency clinic confirmation, working, indications, and so on the beginning of psychosis and cannabis use can't improve the clinical results and decrease the cannabis use. The issues are showing up in light of the fact that numerous members are not in the dynamic stage, and some of them are not being consented to stop or decrease cannabis. Along these lines, subsequent to assessing this exploration paper basically under Research Paper Critical Appraisal Tool, it tends to be said that the examination is tending to the target. This investigation has utilized all the legitimate techniques to address the target (Ycel et al., 2012). The aftereffect of this investigation is significant as the beginning of psychosis and cannabis use can't improve the clinical results and diminish the cannabis use. The outcome is substantial as it tends to be applied to the significant populace. Coordination and suggestions: Three kinds of exploration had been led on the utilization of the cannabis and the results of those uses. Subsequent to coordinating the three results, it very well may be said that cannabis use is age explicit, and it is related with psychosis encounters and schizophrenia. The psychosis individuals with cannabis utilize impactsly affect the human services. The choices of cannabis use will be made subsequent to talking with various exploration and multi-proficient group (Lorenzetti et al., 2015). From these examination subjects, it very well may be said that the medical caretakers ought to give the correct information about the cannabis use to the patients. The primary examination paper features the way that the cannabis use is age explicit, and it is related with psychosis encounters. Consequently, when the medical caretakers are confronting these sorts of patients, they need to mindful of the reality. They should design their treatment as indicated by the information with the assis tance of other clinical experts. For this situation, the medical caretakers must be progressively mindful of the portion of the cannabis and the current age of the patient. This case additionally features that the patients use cannabis at the exceptionally little age or early youths. In this way, a considerable lot of these cases will be associated with the wrongdoing (Winstock Barratt, 2013). In the palliative consideration, the attendants ought to advise those patients who are utilizing cannabis to oversee proficient, professions and life-constraining sickness, about the Misuse of Drugs Act 1971 and related laws. In the subsequent exploration paper, the relationship between utilization of cannabis and schizophrenia is talked about. Thus, when the medical caretakers must be increasingly cautious while rewarding the patients with schizophrenia and still being used of cannabis (Silins et al., 2014). The schizophrenia is a hereditary issue, yet the utilization of cannabis isn't relate d with the innate according to the exploration paper. Subsequently, the medical caretaker should be increasingly touchy to this reality. The attendant's fundamental obligation is to keep the privacy of those patients who utilize the cannabis at their home. Patients reserve the privilege to keep the report about their utilization of cannabis in regard to their treatment. Schizophrenia is related with numerous psychological issues. These schizophrenic patients can expect that news ought to be uncovered with some other gathering without their insight through the methods for treatment. For instance, while rewarding the patients, the attendants need the information on the cooperation of cannabis in the life of the patients like whatever other recommended medication, which needs the guidance of the drug specialist (Degenhardt et al., 2013). Patients will know about the way that they are sharing the data for their advantage, and it will expand the consideration. According to the third expl oration paper, it very well may be said that cannabis use offers ascend to many negative effects in the patient's life. The medical caretakers need to advise those p

Saturday, August 22, 2020

Constantine the Great and His Influence on the Spread of Christianity :: essays research papers fc

Flavius Valerius Constantinus, otherwise called Constantine the Great, is accepted to have been conceived at some point between the years 274 and 288. He was conceived in Naissus, which is presently known as Nisch Serbia, to the Roman official Constantius Chlorus. Constantius had a place with one of the Leading groups of Moesia and his mom was a niece of the proficient and soldierly Claudius, the victor of the Goths. Constantine’s mother Helena is said to have been the little girl of an owner o Drepanum, and later got known as St. Helena the Christian Empress. There is, nonetheless, nothing to help the attestation in some cases made that she was at that point immersed before Constantine’s birth and her initial impact at last carried him to Christianity. Such realities about her life as are known would propose the opposite Eusebius of Caecarea proclaims that Constantine in actuality changed over his mom. There are, nonetheless, different signs that Helena was not a Christian during her son’s early years. At what date Helena embraced Christianity stays a secret. Nor would anyone be able to state shrivel sureness what divine beings she loved during her son’s youth. Â Â Â Â Â Of Constantine’s early years we know basically nothing, however we may assume that they were spent in the eastern portion of the Empire. In 293 Constantine was pledged to Fausta the little girl of Madimian, and in this year his dad Constantius was made Caesar. Constantine decided to join his dad in the west at Boulogne on the endeavor against the Picts and before his father’s demise he was declared to be his replacement. After Constantius’ demise Constantine’s troops quickly announced him Caesar in acknowledgment to his father’s wishes. Â Â Â Â Â During the start of Constantine’s rule there were extraordinary political entanglements having to do with products of rulers governing over various regions, which lead to the political development of numerous wars between various driving gatherings. Constantine during this time was known to have the most proficient armed force, however was caught up with safeguarding his own outskirts and had not participated in any of the fights among the various Caesars, until 311. Â Â Â Â Â In 311 Caesar Maxentius guaranteed Constantine to be a dictator and undermined Constantine's property with his overwhelmingly huge and amazing armed force. On Constantine's walk into war against Maxentius to spare his property and his dignity he got a dream. This vision guaranteed him that he would vanquish in the indication of the Christ, and his warriors were to convey Christ's Monogram on their shields.

Tax equity and efficiency in context of public finance.

Assessment value and effectiveness in setting of open money. Assessment Efficiency:- Tax effectiveness has three aspects.The first includes the organization and consistence expenses of duties. Duty proficiency is worried about the comfort and sureness of an assessment to the citizen, and with the expense of assortment and consistence to the burdening unit. An effective expense framework would not force overabundance cost to the citizen in the installment of the assessment and would be gathered and implemented at the least conceivable costs.Administrative expenses fluctuate, obviously, among individual charges. A few sorts of duties are more expensive to manage than others. The expense of gathering and implementing the government annual assessment is huge; yet these expenses don't show up high, as a percent of income gathered, despite the fact that there is no genuine reason for making a goal assurance. Concerning the consistence expenses of assessments, they could be, fairly high for certain duties while seeming, by all accounts, to be suffici ently low to require little emphasis.Map of USA featuring states with no annual duty ...The second and third parts of duty effectiveness will be worried rather, principally on the grounds that they include the most significant part of duty proficiency; in particular the impacts of charges on the productive activity of the economy.The second part of assessment productivity includes a comprehension of assessment nonpartisanship. Generally, market analysts see the economy as working under a simply serious structure. Given this structure, the distribution of assets in. the private economy would be ideal or possibly productive. As we have taken in, the open door cost of expanding the size of the open part is equivalent to the estimation of private products and ventures relinquished. In any case, if, notwithstanding opportunity cost, private-dynamic in the market is meddled with and relative costs and individual standards of conduct are modified, duties may cause an extra cost and have no n-nonpartisan and move the economy away from the most effective utilization of...

Friday, August 21, 2020

Personal Ethics Statement Essay Example for Free

Individual Ethics Statement Essay Morals is a part of theory, which address different issues that respects to profound quality and the general human conduct in the public arena (Vendemiati 2004). Morals distinguishes in the case of something is positive or negative, shameful or respectable, just or crooked, or whether demonstrations of individuals ought to be named being indecencies or temperances. Being moral involves various incorporated good perspectives that spins around the basic good law of doing great and evading what is malicious. Individual Ethics Statement In light of my own understanding and learned life exercises, being moral methods having the right good norms and practices that control ones practices and the activities taken in life therefore making one to have the option to continually make the wisest decision and keep away from malicious. Being moral thusly implies having the correct idea, continually being certain throughout everyday life, and guaranteeing that one has the correct demeanor that would control in guaranteeing that improper practices that could hurt different people’s lives either legitimately or in a roundabout way are maintained a strategic distance from at all expense. Morals additionally include people having the option to acknowledge an inappropriate things they do and be happy to improve. Being moral, as indicated by me, accordingly include being ethically upstanding, having the ethically acknowledged life esteems, and wanting to serve others through ones best utilization of brain, body, and soul without being forced to do as such. In light of my background and the examinations that I have recently conveyed, I have come to discover that however religion is a crucial part of the regular good law, being moral includes more that regarding oneself. The educational experience has additionally made me to comprehend the way that morals includes being in a situation to be accommodating to the more significant position authority and guaranteeing that one abstains from doing what is shameless. The way that individuals who don't hurt others genuinely, ethically, or socially get the opportunity to be valued and adored by others explains what being moral truly implies †being acceptable (Mackie 1990). Beforehand, I have been settling on moral choices dependent on the lessons I have gotten from my folks and instructors and through duplicating the constructive parts of my companions and others around me. I have consistently strived to guarantee that the choices I make in life don't negate the basic good law and other administering rules and guidelines in the public eye. This includes being simply and guaranteeing that I settle on choices that would have a drawn out advantages and improve the benefit of all of all humankind. My center accepts and qualities are that all individuals are equivalent and that we as a whole have the right to be dealt with similarly by being agreed the regard we merit as people. I likewise unequivocally accept that the choices we make in life ought to continually be guided by the regular good law of doing great and maintaining a strategic distance from malicious instead of our personal responsibility. Since I generally endeavor to guarantee that I accord others reasonable treatment and common regard, I generally hope to get comparative reasonable treatment and to be acknowledged for the beneficial things I do. Moreover, I don't anticipate favors from others yet rather hope to be adjusted at whatever point I foul up. For example, at whatever point I do support to others, for example, giving them medicine when they fall look for, I generally hope to be expressed gratitude toward and not to be given a token consequently. This is delineated by the way that at whatever point my neighbors and companions are needing food or education costs, I have consistently strived to guarantee that I share with them the food I have or assist them with getting the cash, on the off chance that I can, and I don't request reimbursement to be made. End According to Mackie (1990), moral guidelines are vital in strengthening the act of the ethically upstanding practices and acts in the public arena. Fearlessness is significant for individuals to continually act in a moral manner. Great individual and relational authority and the executives aptitudes help people to settle on ethically upstanding choices without considering one’s personal responsibility. For example, approaching clients with deference and wide acknowledgment improve business execution. References Vendemiati, A. (2004). In First Person, The framework of Ethics, The general point of view, Rome, The Urbaniana, The University Press. Mackie, L. J. (1990). Morals: The Invention of the Wrong and the Right. London, Penguin. ISBN: 0-14-013558-8.

Thursday, August 13, 2020

Word of the Week! Atavism Richmond Writing

Word of the Week! Atavism Richmond Writing Here is a term that has been on my mind a lot, ever since some kids walking down the street, twenty years ago, spotted me and my manually powered reel mower. Look at that dude! Hes got one of them throwback lawnmowers! Thats a good working definition of an atavism. The etymology given by the OED, as you might guess, is the Latin atavus, either a great-grandfathers grandfather or more generally, an ancestor. For once, the OEDs entry appears really limited, providing no usage examples. It notes resemblance to an ancestor rather than to ones parents, or the recurrence of a disease common in distant family history, but not in ones recent ancestors. My favorite print dictionaries, old and new, provide little more.   So I will strike out into the atavistic thickets by myself. Ive seen our word, as noun and adjective, used both in science and elsewhere, to mean a throwback, something from an earlier time that has somehow erupted into the present. I write erupted because my sense of the term is not an historical or biological survival from an earlier epoch but something that emerges, like new. It calls the mind and eye back to an earlier time. Hence   Frank Norris description of the titular character in one of my favorite novels, McTeague: His head was square-cut, angular; the jaw salient, like that of the carnivora. Norris protagonist is a brute, a throwback to some imagined caveman past. Consider nonhuman examples: I do not mean a perfectly restored 1964 1/2 Ford Mustang but one sold as new, presumably a zero-mile example found improbably on the premises of a Ford factory. Better still, imagine the faces of shocked workers when such a car appeared magically on the assembly line. That dream of car collectors would be in keeping with the biological idea of atavism. My favorite pop-culture atavism appears at the top of this post. I have been waiting a long time to use the Mountain Dew Throwback logo for something. I drank the stuff in high school. Somehow I lost the taste, but my fondness for Hillbilly kitsch has remained strong. This blog will continue all summer, so nominate a word by e-mailing me (jessid -at- richmond -dot- edu) or leaving a comment below. See all of our Words of the Week  here.

Sunday, June 21, 2020

2013 One-year Top Performing Direct Plans Q1

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of March 31, 2013 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 11 Oklahoma Oklahoma College Savings Plan 42.52 12 Alaska T. Rowe Price College Savings Plan 42.69 13 West Virginia SMART529 WV Direct 43.20 14 Maine NextGen College Investing Plan -- Client Direct Series 44.10 15 Louisiana START Saving Program 44.71 16 Nevada The Vanguard 529 Savings Plan 47.00 17 Colorado Direct Portfolio College Savings Plan 47.42 18 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 47.92 19 Alabama College Counts 529 Fund (Direct-sold) 48.05 20 Hawaii Hawaii's College Savings Program 48.18 21 New Mexico The Education Plan's College Savings Program (Direct-sold) 48.23 22 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 48.72 23 Connecticut Connecticut Higher Education Trust (CHET) 49.32 24 Kentucky Kentucky Education Savings Plan Trust 50.32 25 Minnesota Minnesota College Savings Plan 50.32 26 Vermont Vermont Higher Education Investment Plan 51.83 27 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 52.09 28 Florida Florida 529 Savings Plan 52.18 29 Maryland College Savings Plans of Maryland -- College Investment Plan 52.74 30 North Carolina National College Savings Program 52.91 31 Oregon Oregon College Savings Plan 53.13 32 Iowa College Savings Iowa 53.14 33 Pennsylvania Pennsylvania 529 Investment Plan 53.33 34 Kansas Schwab 529 College Savings Plan 53.64 35 Texas Texas College Savings Plan 55.16 36 Nevada USAA 529 College Savings Plan 56.26 37 Illinois Bright Start College Savings Program -- Direct-sold Plan 56.59 38 Idaho Idaho College Savings Program (IDeal) 58.66 39 Arkansas GIFT College Investing Plan 60.38 40 North Dakota College SAVE 61.80 41 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 62.57 42 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 63.27 43 Nebraska TD Ameritrade 529 College Savings Plan 63.70 44 Montana Montana Family Education Savings Program Investment Plan 63.90 45 Delaware Delaware College Investment Plan 65.35 46 New Jersey NJBEST 529 College Savings Plan 65.70 47 Arizona Fidelity Arizona College Savings Plan 65.74 48 Massachusetts U.Fund College Investing Plan 66.21 49 New Hampshire UNIQUE College Investing Plan 66.44 50 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 69.80 - Georgia Path2College 529 Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Nevada SSgA Upromise College Fund NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of March 31, 2013 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 11 Oklahoma Oklahoma College Savings Plan 42.52 12 Alaska T. Rowe Price College Savings Plan 42.69 13 West Virginia SMART529 WV Direct 43.20 14 Maine NextGen College Investing Plan -- Client Direct Series 44.10 15 Louisiana START Saving Program 44.71 16 Nevada The Vanguard 529 Savings Plan 47.00 17 Colorado Direct Portfolio College Savings Plan 47.42 18 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 47.92 19 Alabama College Counts 529 Fund (Direct-sold) 48.05 20 Hawaii Hawaii's College Savings Program 48.18 21 New Mexico The Education Plan's College Savings Program (Direct-sold) 48.23 22 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 48.72 23 Connecticut Connecticut Higher Education Trust (CHET) 49.32 24 Kentucky Kentucky Education Savings Plan Trust 50.32 25 Minnesota Minnesota College Savings Plan 50.32 26 Vermont Vermont Higher Education Investment Plan 51.83 27 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 52.09 28 Florida Florida 529 Savings Plan 52.18 29 Maryland College Savings Plans of Maryland -- College Investment Plan 52.74 30 North Carolina National College Savings Program 52.91 31 Oregon Oregon College Savings Plan 53.13 32 Iowa College Savings Iowa 53.14 33 Pennsylvania Pennsylvania 529 Investment Plan 53.33 34 Kansas Schwab 529 College Savings Plan 53.64 35 Texas Texas College Savings Plan 55.16 36 Nevada USAA 529 College Savings Plan 56.26 37 Illinois Bright Start College Savings Program -- Direct-sold Plan 56.59 38 Idaho Idaho College Savings Program (IDeal) 58.66 39 Arkansas GIFT College Investing Plan 60.38 40 North Dakota College SAVE 61.80 41 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 62.57 42 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 63.27 43 Nebraska TD Ameritrade 529 College Savings Plan 63.70 44 Montana Montana Family Education Savings Program Investment Plan 63.90 45 Delaware Delaware College Investment Plan 65.35 46 New Jersey NJBEST 529 College Savings Plan 65.70 47 Arizona Fidelity Arizona College Savings Plan 65.74 48 Massachusetts U.Fund College Investing Plan 66.21 49 New Hampshire UNIQUE College Investing Plan 66.44 50 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 69.80 - Georgia Path2College 529 Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Nevada SSgA Upromise College Fund NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.